Are Immigration Medical Exams Covered by Insurance?

Published on December 24, 2025 at 9:00 AM
Woman seated looking at front  holding in her hand a Med Insurance card.

   If you are applying for a green card or adjusting your immigration status, you are required to complete a USCIS Immigration Medical Exam (Form I-693) with a designated Civil Surgeon. One of the most common questions patients ask is whether medical insurance covers this exam.

 The short answer is no—most medical insurance plans do not cover immigration medical exams. Below, we explain why, what may still be covered, and how clinics typically handle payment.

Why Immigration Medical Exams Are Not Covered by Insurance

Immigration medical exams are usually not covered by insurance because they are classified as administrative or immigration-related services, not medical care.

Insurance providers generally do not cover services that are:

  • Required for immigration purposes, not for diagnosing or treating a medical condition

  • Not considered medically necessary

  • Mandated by USCIS, rather than ordered by a healthcare provider for medical reasons

Because of this classification, insurance plans typically exclude coverage for Form I-693 exams.

 

Types of Insurance That Do NOT Cover Immigration Medical Exams

This policy applies to nearly all major insurance types, including:

  • Private health insurance

  • Employer-sponsored insurance plans

  • Marketplace (ACA) health plans

  • Medicaid

  • Medicare

Even if you have full medical coverage, immigration medical exams are usually excluded.

 

What MAY Be Covered by Insurance

Although the immigration medical exam itself is not covered, some related medical services may be covered, depending on your individual insurance plan.

These may include:

  • Required vaccinations

  • Laboratory tests, such as TB blood tests or chest X-rays

  • Follow-up visits that are not related to immigration paperwork

⚠️ Coverage varies widely by insurance provider and plan. Patients should always verify benefits directly with their insurance company before their appointment.

 

How Most Clinics Handle Payment for Immigration Medical Exams

Because insurance typically does not cover immigration medical exams:

  • Clinics usually require self-pay

  • A flat fee is charged for the medical exam

  • Vaccines and laboratory tests may be additional costs

This payment structure allows clinics to ensure that Form I-693 is completed accurately, signed correctly, and sealed properly, helping to prevent delays or rejections by USCIS.

Why Choosing the Right Clinic Matters

Completing your immigration medical exam at a USCIS-designated clinic helps ensure:

  • Your paperwork is filled out correctly

  • All required tests and vaccinations are completed

  • Your sealed I-693 form meets USCIS requirements

Taking care of these details upfront can save time, money, and stress during your immigration process.



Schedule Your Immigration Medical Exam Today

If you have questions about insurance, payment options, or what to bring to your appointment, Lumberton Internal Medicine Group clinic is here to help. We provide clear pricing, guidance throughout the process, and accurate completion of Form I-693.

 

📍 Contact us today to schedule your immigration medical exam with confidence.